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Burglar Alarms
Nearly everything you own is contained in your house. Even things which are secured elsewhere, for example your car or your garden tools, have their keys in your house!
Therefore home security systems (or burglar alarms) could be considered a vital part of life in the UK and insurance could therefore be another!
Insurance companies will, nearly always offer a discounted premium of you house has a burglar alarm. This is due to the fact that burglars are less likely to hang around to collect valuables or at least not have the time to select the valuable items from the not so valuable items, as well as the initial deterrent to the criminal of seeing the alarm box outside your property. After all, an opportunist thief who sees a selection of houses, is much more likely to choose one of the houses without an alarm to break into as opposed to the one with the siren on the front wall.
Apart from the obvious loud benefits of having an alarm, they can also be useful to help to create good security habits in the home. For example, most alarms incorporate movement sensors in the system which, if a window was left open, could be enough to be triggered by a gust of air blowing a curtain. Therefore making sure that every window is fully shut before leaving the house for the benefit of not triggering the alarm will have the added benefit of making the house automatically more secure, again criminals are statistically proven to take the easy opportunities such as open windows.
The cost of an alarm system can vary greatly. There are a vast array of options out there to choose from. DIY alarms with 1 or 2 sensors available for under 100 pounds, up to professional, fully fitted burglar alarms with multiple sensors such as pressure pads, movement sensors, door sensors, window sensors etc. These alarms can also be linked to call centres who can automatically contact the police in the event of the alarm going off.